Solutions and technologies for regions through insurance or climate adaptation

Only a quarter of the losses of climate catastrophes in Europe are insured.

In some countries the coverage does not excess 5%

Between 1980 and 2022, an estimated €650bn in assets were lost due to weather and climate related incidents in the EU.

Innovative Insurance Solutions for Climate Change Adaptation

SOTERIA brings together some of the best European institutions in the field of climate adaptation, Insurance Industry Leaders and Public Sector Actors in a creative process to co-design new insurance products. Our mission? To increase Europe’s resilience and preparedness to face the unavoidable consequences of climate change.



SOTERIA is a reference for co-creation and data-sharing between the insurance industry and private sector to advance the development of relevant, affordable climate insurance products. It will also empower citizens by providing solutions that lead to transferable climate-related risks.